Don't Lose Your Home To Foreclosure!

Learn Your Options, Preserve Your Credit!

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Loan Workout Plans

First and foremost, if you can keep your mortgage current, do so. But if you find you are unable to make your mortgage payments, you might qualify for a loan workout option. Check with your lender to see which option may be available. Some options may not apply to your loan if it is not insured by FHA.

Reinstatement, Forbearance, Repayment Plans, Mortgage Modifications, and Partial Mortgage Insurance Claims could all be options for you to take a look at. They each have their pros and cons depending on your situation.

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Traditional Home Sale

If you can no longer afford your home, your lender will usually give you a specific amount of time to find a purchaser and pay off the total amount owed. You will be expected to use the services of a real estate professional who can aggressively market the property. We can help you determine if this is a viable option for you.

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Short Sale

If you can’t sell the property for the full amount of the loan, your lender may accept less than the amount owed. We can help you determine if your lender will be willing to allow you to short sale your home. 

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Loan Assumption / Sale Subject To: 

A quick and discreet sale of your property to an investor who may or may not assume your loan, allowing you to preserve your credit, your reputation, and your day-to-day affairs.

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Deed in Lieu of Foreclosure

As a LAST RESORT, you “give back” your property and the debt is forgiven. This will not save your house, but it is less damaging to your credit rating. This option might sound like the easiest way out, but it has limitations and consequences.



Disclaimer: The information we provide is for educational purposes only.  Do not base your decision on just this information.  Please contact a qualified Realtor/Attorney before you decide which option is best for you. 


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Don't Foreclose, Learn Your Options!

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